West Valley City FDCPA Attorney
Are you being harassed by debt collectors? Get even!
If you owe a debt to a store, auto dealer or other merchant, they may eventually transfer that debt to a professional debt collector. These debt collectors are known to be extremely aggressive in contacting people, threatening legal action, causing embarrassment, and generally tormenting ordinary people like you and me.
A federal law known as the Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to prohibit certain collection methods and make debt collection more civilized and fair. The Federal Trade Commission receives a great number of complaints about these companies. The FDCPA does not apply to the original creditor, be that a credit card company, mortgage company etc.
Unfortunately, many debt collectors believe they can get away with calling you late at night, verbally abusing you, contacting you at work after you have asked them not to, disguising their identity, or threatening to embarrass you.
Contact attorney Justin M. Myers. He can tell you how to deal with abusive collectors, and file an action against them for damages.
Stop Bill Collector Harassment
The FDCPA specifically prohibits certain conduct such as that listed above. It gives you the right to make a claim for:
- Actual damages
- A penalty of $1,000
- Attorney fees
Actual damages can include emotional distress, embarrassment, loss of a job or other losses. (The penalty amount should and may be increased, as it has not been since 1977.) Just as often, the satisfaction of forcing them to behave, and to pay attorney fees, is enough.
You deserve to be treated with dignity and respect. Some collectors will not correct their behavior until they face actual punishment.
Schedule Your Free Initial Consultation
Salt Lake City, Utah, lawyer Justin M. Myers is an experienced bankruptcy attorney dedicated to fairness for consumers. Contact our office today. We are available during regular business hours and by appointment evenings and weekends. You can reach us by phone at 888-811-7784 or via e-mail.
